So, I've been thinking about savings accounts again.! And after I buy my 32gb Zune I will start putting the bulk of my earnings away. I'm seriously considering using ING Direct savings, American Express, or Discover.
My problem is, although I want Discover and their 1.10% APY, they have a $500.00 minimum to start.. which I don't think I have.. and even if I do, they have $50 minimum deposit which I don't know if I could keep up with. Ideally I'd like to save over 10 years.. $50 dollars weekly. But since I'll be going to school I don't know if I'll have a job or a way to get that money. Same problem if I wanted to put $100 a month into savings although it's not impossible to do if one was working.
I really want to be consistent with savings and not miss 4 years of savings while I'm in school.
ING Direct and American Express have a %1.00 APY which isn't horrible at all, plus no minimum and I think no fees. One of those or something like 'Ally' bank would probably be more ideal.
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